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Mortgage Admin Officer
Banking Financial Services
💰 Salary Not shared
📊 Market 1,833 GBP–2,250 GBP/mo (21,996 GBP–27,000 GBP/yr)
About the Company
Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent.
Responsibilities
- ● Support the day-to-day administration and processing of all new and existing mortgage applications
- ● Process Decision in Principle (DIP) enquiries with full knowledge of TML Credit Policies
- ● Support Underwriters to progress applications to Completion
- ● Utilise the Mortgage Application System to ensure all mortgage applications are processed in line with the company's service standards
- ● Liaise directly with intermediaries, solicitors and valuers on the application ensuring information requested is received and processed accurately, as well as providing an excellent level of service to the third parties
- ● Consider and apply the principle of Treating Customer Fairly (TCF) during the process
- ● Successfully assess and where appropriate approve loan applications in line with prevailing credit policy
- ● Meet service level timelines for each activity
- ● Create and maintain professional and open relationships with intermediaries
- ● Identify incomplete or contradictory information received and successfully resolve risk and/or issue
- ● Actively participate in and contribute to departmental meetings including making suggestions to improve processes or amend policy
- ● Demonstrate a full understanding of regulation as it affects mortgages
- ● Continued adherence to the company's training and monitoring programme which includes Anti Money Laundering/Financial Crime, Treating Customers Fairly, Anti Bribery and Corruption
Requirements
- ● Administration experience, preferably in a mortgage environment
- ● Financial Services experience, preferably in a mortgage environment
- ● Ability to work effectively as part of a team
- ● Demonstrate the ability to learn new skills
- ● Technology skills
Application Notes
If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself
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