Credit Analyst | Private Banking | UP4000 | Contract

About the Role

Responsibilities

• ● Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution
• ● Support the maintenance and monitoring of exception handling for Private Banking clients
• ● Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks
• ● Perform regular reviews of securities eligibility and margin ability
• ● Assist with regulatory reporting and internal risk reporting requirements
• ● Identify opportunities to improve processes and enhance risk controls and operational efficiency
• ● Collaborate with stakeholders across business units to support product development and business initiatives
• ● Participate in User Acceptance Testing (UAT) for systems enhancements and new projects
• ● Maintain strong working relationships with internal stakeholders and team members

Requirements

• ● Min. Diploma/Degree in Banking, Finance, Business, or related discipline
• ● Min. 1-2 years of relevant experience in banking/finance
• ● Strong analytical and numerical skills with attention to detail
• ● Basic understanding of credit risk, securities, or financial markets is advantageous
• ● Good communication and stakeholder management skills
• ● Proficient in Microsoft Excel. Candidates with advanced Excel functions (Pivot Table, VLOOKUP, etc.) will be an added advantage
• ● Ability to work in a fast-paced and structured environment
• ● Proactive and eager to learn
• ● Strong sense of responsibility and risk awareness
• ● Team player with good interpersonal skills
• ● By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOL Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolsingapore.com/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy.
• ● EA Reg. ID: R25157446 (Katherine Carlen)
• ● PERSOL Singapore Pte Ltd
• ● RCB No. 200007268E
• ● EA License No: 01C4394
• ● PERSOL is Asia-Pacific's leading Staffing and HR solutions partner, operating across 13 markets with deep local insight and regional scale. With more than 80 offices and decades of experience, we deliver integrated workforce solutions that are tailored, tech-enabled, and designed for the dynamic world of work.
• ● We combine human expertise with smart technology to help organisations solve workforce challenges, unlock potential, and stay ahead of change. From recruitment and talent management to workforce strategy and advisory, our collaborative approach puts your goals at the centre.
• ● In 2025, we came together under the PERSOL name - reflecting our bold vision for the future of work and our Group's Vision: Work and Smile.
• ● Whether you're building teams, growing careers, or transforming how work gets done, we're here.
• ● By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOL Singapore Pte Ltd and its local and overseas subsidiaries and affiliates to collect, use and disclose your personal data to prospective employers/companies based in any country for purposes of evaluating suitability for employment, conducting reference checks, administering employment related services, complying with Government's health advisories and such other purposes stated in our Privacy Policy.