Internal Audit Manager - Compliance

About the Company

Responsibilities

• ● Our journey: Founded in 2017 by Alexandre https://www.linkedin.com/in/aprot/ and Steve https://www.linkedin.com/in/steveanavi/, Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
• ● Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process https://medium.com/qonto-way/a-recruiters-dilemma-confronting-bias-in-hiring-b78acce148eb because the best teams are built on merit.
• ● AI at Qonto: AI is deeply embedded in how we work (here https://medium.com/qonto-way/ai-at-qonto-vision-statement-725a7e2f659b) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
• ● WHAT YOU'LL DO
• ● Lead audit missions: Own compliance audit initiatives in collaboration with the internal audit team and external providers to ensure compliance with regulatory obligations;
• ● Participate in centralised process audits: Contribute to Group-wide audit missions on centralised processes led from headquarters (fraud management, operational risk, etc.);
• ● Coordinate internal and external auditors: Coordinate and oversee Qonto's internal auditors and work closely with external firms brought in for specialist expertise where needed.
• ● Drive recommendation follow-up: Ensure timely implementation and monitoring of audit recommendations, escalating where needed;
• ● Contribute to the risk-based audit plan: Support the Head of Internal Audit in the annual risk assessment on compliance topics, feeding into our multi-year, risk-based audit plan.
• ● WHAT WE'RE LOOKING FOR
• ● Internal audit expertise in banking: Solid experience in internal audit within banking or payment institutions, with a track record of leading audit missions (CIA certification a plus);
• ● Compliance expertise: Strong knowledge of AML/CFT, sanctions screening, FATCA/CRS, Anti-Bribery and Corruption, and related regulatory frameworks for banking/payment institutions (ACAMS certification a strong plus);
• ● Independent leadership: Comfortable working autonomously, leading missions, and managing relationships with external providers and senior stakeholders;
• ● Clear communication: Skilled at conveying audit findings clearly, from operational staff to senior management and governance bodies;
• ● Critically independent: Strong critical thinking to identify inefficiencies and discrepancies independently; confident in holding and defending your positions;
• ● Languages and location: Fluent in English and French required; based in Paris or Milan.
• ● WHAT WE CAN OFFER YOU
• ● Real scope, real mandate: Work across all nine of Qonto's markets with no scope limitation, on a function that reports directly to the CEO and the Board of Directors
• ● Front-row seat on a defining milestone: Contribute to a pivotal moment in Qonto's history as we pursue our credit institution license, with compliance topics at the heart of that transition;