Reconciliation Specialist

LemFi (Series B) is building the go-to financial app for the Global South.<br><br><br>Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.<br><br><br>What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.<br><br><br>With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.<br><br><br><br><br>ABOUT THE ROLE<br><br>You'll own reconciliation across LemFi's financial records, from the general ledger through to bank accounts and partner settlements. This is hybrid remote/office work, and the team operates on a rotating weekend schedule, covering either a Saturday or Sunday approximately once per month.<br><br>You'll need 3+ years of hands-on reconciliation experience and a comprehensive understanding of how payment and settlement transaction chains work globally. This role demands accuracy, problem-solving under pressure, and the ability to work cross-functionally with Finance, Accounting, Engineering, and partners to keep our financial operations tight and compliant.<br><br><br><br><br>WHAT YOU'LL BUILD AND OWN<br><br> - Reconcile transactions across the general ledger and sub-ledgers. Ensure accuracy and completeness of financial records, including complex transactions. Reconcile bank accounts and credit card transactions end to end.<br><br> - Identify and resolve discrepancies: double charges, incorrect amounts, failed bookings, outstanding transactions. Follow up continuously and provide updates to management.<br><br> - Lead investigation and recovery of unsettled transactions with partners and banks. Monitor disputed transactions for possible fraudulent activity and report findings.<br><br> - Prepare daily, month-end and year-end reports. Prepare monthly bank reconciliation reports with accurate breakdowns for the Finance Department. Present findings to management, highlighting discrepancies and providing insights.<br><br> - Work closely with Customer Services, Engineering, and Product teams to resolve customer disputes and requests within SLA. Support new product development and process improvements.<br><br> - Maintain relationships with banking and payments partners. Ensure compliance with all partner obligations including periodic filings and reports.<br><br> - Support internal and external auditors with documentation and ensure data quality and accuracy that supports better organisational decision-making.<br><br><br><br><br>YOUR EXPERIENCE<br><br> - 3 to 5 years of reconciliation experience with comprehensive knowledge of how payment and settlement transaction chains work globally.<br><br> - Proficiency in Excel, Word and reconciliation tools (in-house or third-party).<br><br> - Excellent analytical, research, verbal and written communication skills. High level of accuracy and attention to detail in financial reporting and reconciliation tasks.<br><br> - Strong problem-solving skills, even under pressure and tight deadlines. Ability to manage multiple priorities and meet deadlines.<br><br> - A strong team player with a customer service orientation. Adaptable to global operational needs and able to work in a rapidly changing business and regulatory environment.<br><br> - Experience working in fintech or a financial institution is strongly preferred.<br><br><br><br><br>NICE TO HAVE<br><br> - Previous experience in credit card reconciliation or knowledge of credit products.<br><br> - General accounting principles and banking systems knowledge.<br><br> - Advanced education degree.<br><br><br><br>WHY JOIN LEMFI?<br><br>Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this.<br><br>At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions.<br><br>You can connect with us on LinkedIn https://www.linkedin.com/company/lemfi/ and Instagram https://www.instagram.com/uselemfi/ and if you haven't already, download the app on the App Store https://apps.apple.com/gb/app/lemfi/id1533066809 or Google Play https://play.google.com/store/apps/details?hl=en&id=com.lemonadeFinance.android.